See Deposit Rates for our Current CD Rates.


IRA & HSA

  • Minimum balance to open the account - $200.00
  • Rate information - Your interest rate and annual percentage yield may change
  • Frequency of rate changes - We may change the interest rate on your account quarterly
  • Determination of rate - At our discretion, we may change the interest rate on your account
  • Compounding and crediting frequency - Interest will be compounded and credited to your account every quarter
  • Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day
  • Accrual of interest on non-cash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks)


Retirement account fee schedule: 

  • Termination of account - $50.00 
  • Transfer of funds - $50.00 
  • Rollover of funds - $50.00 
  • Open new account - No Charge 
  • Maintenance of account - No Charge 
  • Early withdrawal (prior to 59 1/2 years of age) - $50.00 
  • Required annual or semiannual disbursement - No Charge 
  • Health Savings Account - $2.00/month 
  • Self Directed IRAs - per Trust Fee Schedule