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Tiered Money Market Deposit Account

  • $1,500 minimum balance to open account
  • If account falls below $1,500 any day of the statement cycle, a service charge of $3.00 plus sales tax will be imposed.
  • You must maintain a minimum balance of $1,500 in the account each day to obtain the disclosed annual percentage yield.
  • We may change the interest rate on your account at any time.
  • Interest will be compounded and credited to your account every month. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex. checks).
  • Transfers from a Tiered Money Market account to another account or to third parties by pre-authorized, automatic, telephone transfer, check, draft or similar order to third parties are limited to six per statement cycle.


Statement Savings Account

  • $100 minimum balance to open the account. Minimum balance does not apply to to trusts, estates and public funds.
  • If the account falls below $100.00 any day of the statement cycle, a service charge of $3.00 plus sales tax will be imposed. This fee will not apply to students (full-time) up to the age of 23, trusts, estates, public funds, and persons 62 years of age or older. You must notify us of your status to qualify for this exemption.
  • Your interest rate and annual percentage yield may change.
  • We may change the interest rate on your account at any time.
  • Interest will be compounded and credited to your account every quarter.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex. checks).
  • Transfers from a Statement Savings account to another account or to third parties by pre-authorized, automatic, telephone transfer, debit card or similar order to third parties are limited to six per calendar month.
  • A per item fee of $0.75 will be charged for each debit transaction in excess of six during a calendar month or monthly statement cycle.


Student Savings Account

  • No minimum balance to open the account
  • No minimum balance to avoid imposition of fees
  • Your interest rate and annual percentage yield may change.
  • We may change the interest rate on your account at any time.
  • Interest will be compounded and credited to your account every quarter.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex. checks).
  • Transfers from a Statement Savings account to another account or to third parties by pre-authorized, automatic, telephone transfer, debit card or similar order to third parties are limited to six per calendar month.
  • A per item fee of $0.75 will be charged for each debit transaction in excess of six during a calendar month or monthly statement cycle.


62 & Over Savings Account

  • No minimum balance to open the account
  • No minimum balance to avoid imposition of fees
  • Your interest rate and annual percentage yield may change.
  • We may change the interest rate on your account at any time.
  • Interest will be compounded and credited to your account every quarter.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex. checks).
  • Transfers from a Statement Savings account to another account or to third parties by pre-authorized, automatic, telephone transfer, debit card or similar order to third parties are limited to six per calendar month.
  • A per item fee of $0.75 will be charged for each debit transaction in excess of six during a calendar month or monthly statement cycle.