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Tiered Money Market Deposit Account

  • Minimum balance to open the account - $1,500.00
  • Minimum balance to avoid imposition of fees – A below minimum balance fee of $3.00 plus sales tax will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the cycle.
  • Minimum balance to obtain the annual percentage yield – You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield.
  • Rate information – Your interest rate & annual percentage yield may change.
  • Frequency of rate changes – We may change the interest rate on your account at any time.
  • Determination of rate – At our discretion, we may change the interest rate on your account.
  • Compounding and crediting frequency – Interest will be compounded and credited to your account every month. Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
  • Transaction limitations – Transfers from a Tiered Money Market account to another account or to third parties by pre-authorized, automatic, telephone transfer, check, draft or similar order to third parties are limited to six per statement cycle.


Statement Savings Account

  • Minimum balance to open the account - $100.00. This will not apply to students (full-time) up to the age of 23, trusts, estates, public funds, and persons 62 years of age or older. You must notify us of your status to qualify for this exemption. 
  • Minimum balance to avoid imposition of fees – A below minimum balance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle. This fee will not apply to students (full-time) up to the age of 23, trusts, estates, public funds, and persons 62 years of age or older. You must notify us of your status to qualify for this exemption.
  • Rate information – Your interest rate and annual percentage yield may change.
  • Frequency of rate changes – We may change the interest rate on your account at any time.
  • Determination of rate – At our discretion, we may change the interest rate on your account.
  • Compounding and crediting frequency – Interest will be compounded and credited to your account every quarter.
  • Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
  • Transaction limitation – Transfers from a Statement Savings account to another account or to third parties by preauthorized, automatic, telephone transfer, debit card or similar order to third parties are limited to six per calendar month.
  • Fees – A per item fee of $0.75 will be charged for each debit transaction in excess of six during a calendar month or monthly statement cycle.


Student Savings Account

  • Minimum balance to open the account - None
  • Minimum balance to avoid imposition of fees – None
  • Rate information – Your interest rate and annual percentage yield may change.
  • Frequency of rate changes – We may change the interest rate on your account at any time.
  • Determination of rate – At our discretion, we may change the interest rate on your account.
  • Compounding and crediting frequency – Interest will be compounded and credited to your account every quarter.
  • Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
  • Transaction limitation – Transfers from a Statement Savings account to another account or to third parties by pre-authorized, automatic, telephone transfer, debit card or similar order to third parties are limited to six per calendar month.
  • Fees – A per item fee of $0.75 will be charged for each debit transaction in excess of six during a calendar month or monthly statement cycle.


62 & Over Savings Account

  • Minimum balance to open the account - None
  • Minimum balance to avoid imposition of fees – None
  • Rate information – Your interest rate and annual percentage yield may change.
  • Frequency of rate changes – We may change the interest rate on your account at any time.
  • Determination of rate – At our discretion, we may change the interest rate on your account.
  • Compounding and crediting frequency – Interest will be compounded and credited to your account every quarter.
  • Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
  • Transaction limitation – Transfers from a Statement Savings account to another account or to third parties by pre-authorized, automatic, telephone transfer, debit card or similar order to third parties are limited to six per calendar month.
  • Fees – A per item fee of $0.75 will be charged for each debit transaction in excess of six during a calendar month or monthly statement cycle.