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The APY is effective as of 3/13/19
| Description | Compounding | Interest Rate | APY | Min. Balance |
|---|---|---|---|---|
| CD Term | ||||
| 3 Months* | Quarterly | 0.15% | 0.15% | $500 |
| 6 Months* | Quarterly | 0.30% | 0.30% | $500 |
| 12 Months* | Quarterly | 0.50% | 0.50% | $500 |
| 18 Months* | Quarterly | 0.60% | 0.60% | $500 |
| 22 Months* | Quarterly | 2.25% | 2.27% | $500 |
| 24 Months* 30 Months* | Quarterly Quarterly | .70% 0.80% | .70% 0.80% | $500 $500 |
| 36 Months* | Quarterly | 1.00% | 1.00% | $500 |
| 41 Months* | Quarterly | 2.75% | 2.78% | $500 |
| 42 Months* | Quarterly | 1.10% | 1.10% | $500 |
| 48 Months* | Quarterly | 1.50% | 1.51% | $500 |
| 54 Months* | Quarterly | 3.25% | 3.29% | $500 |
| Checking / Savings | ||||
| Tiered MMDA** | Monthly | 0.30% | 0.30% | $1,500 |
| Monthly | 0.35% | 0.35% | $75,000 | |
| Monthly | 0.40% | 0.40% | $250,000 | |
| NOW** | Monthly | 0.20% | 0.20% | $750 |
| Savings** | Quarterly | 0.15% | 0.15% | $100 |
IRA** | Quarterly | 2.25% | 2.27% | $200 |
HSA** | Quarterly | 2.00% | 2.02% | $200 |
*A penalty will be imposed for early withdrawal.
**The annual percentage yield may change at any time, at our discretion, after the account has been opened.
**Fees charged may reduce the earnings on the account.
The annual percentage yield is based on quarterly compounding.