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The APY is effective as of 2/21/2018

Description Compounding Interest Rate APY Min. Balance
CD Term
3 Months* Quarterly 0.15% 0.10% $500
6 Months* Quarterly 0.30% 0.30% $500
12 Months* Quarterly 0.50% 0.50% $500
17 Months*

18 Months*
Quarterly

Quarterly
1.25%

0.60%
1.26%

0.60%
$500

$500
24 Months*
Quarterly 0.70% 0.70% $500
28 Months*

30 Months*
Quarterly

Quarterly
1.90%

0.80%
1.91%

0.80%
$500

$500
36 Months* Quarterly 1.00% 1.00% $500
42 Months* Quarterly 1.10% 1.10% $500
48 Months* Quarterly 1.50% 1.51% $500
54 Months* Quarterly 2.10% 2.12% $500
Checking / Savings
Tiered MMDA** Annual 0.30% 0.30% $1,500
Annual 0.35% 0.35% $75,000

Annual 0.40% 0.40% $250,000
NOW** Annual 0.20% 0.20% $750
Savings** Annual 0.15% 0.15% $100
IRA & KEOGHS** Annual 1.75% 1.76% $200

*A penalty will be imposed for early withdrawal.

**The annual percentage yield may change at any time, at our discretion, after the account has been opened.

**Fees charged may reduce the earnings on the account.


The annual percentage yield is based on quarterly compounding.