Washington State Bank Savings

Minimum balance to open the account - $100.00.Minimum balance to avoid imposition of fees – A below minimum balance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle.
Rate information – Your interest rate and annual percentage yield may change.
Frequency of rate changes – We may change the interest rate on your account at any time.
Determination of rate – At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency – Interest will be compounded and credited to your account every quarter.
Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
Transaction limitation – Transfers from a Business Savings account to another account or to third parties by preauthorized, automatic, telephone transfer, debit card or similar order to third parties are limited to six per calendar month.
Fees – A per item fee of $0.75 will be charged for each debit transaction in excess of six during a calendar month or monthly statement cycle.

Minimum balance to open the account - $1,500.00
Minimum balance to avoid imposition of fees – A below minimum balance fee of $3.00 plus sales tax will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the cycle.
Minimum balance to obtain the annual percentage yield – You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield.
Rate information – Your interest rate & annual percentage yield may change.
Frequency of rate changes – We may change the interest rate on your account at any time.
Determination of rate – At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency – Interest will be compounded and credited to your account every month.
Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
Transaction limitations – Transfers from a Business Tiered Money Market account to another account or to third parties by preauthorized, automatic, telephone transfer, check, draft or similar order to third parties are limited to six per statement cycle.