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Rates effective as of Wednesday, April 16, 2014 
The annual percentage yield (APY) is based on quarterly compounding. 
Rates may change periodically. We reserve the right to change the rates at our discretion. A penalty may be imposed for early withdrawal from time accounts. Earnings may be reduced by service charges or penalties. 
Items in bold are our current specials. 
Click here to download rate sheet (PDF). 

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